equity release adviser qualifications

Unlike conventional mortgage products, these schemes do not have a fixed term specified and include a provision for the client to remain in the home for the rest of their lives. We are fully equipped to handle your Equity Release by Phone, Zoom or Safe Home Visit: ... Mortgage Advice Qualification; RO1 Regulation & Ethics; Awards. Equity release schemes are a range of financial products which offer the opportunity for home owners to release the equity which is tied up in their property without the need to move home. This is a full time, permanent role based on 40 hours per week. We need a more stringent specialist Equity Release adviser qualification. Qualifications The objective of this unit is to develop an understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers. You should pick courses which lead to FCA mortgage advice qualifications. Equity Release Advisor £20,000 - £30,000 - OTE £55,000 - £60,000 Cardiff Enjoy first rate … and have at least 12 months mortgage or equity release placement experience. The Certificate in Regulated Equity Release, or CeRER qualification, is a fantastic next step after CeMAP. Solicitors. You may wish to speak with more than one adviser to find one you prefer or who specialises in a particular area of advice such as equity release. If you are already a qualified mortgage adviser, the CeRER teaches you the skills and knowledge to offer advice on equity release products. So if equity release is the right choice for you, they’ll be able to suggest the plan most suited to your needs by researching all the products in the market. £28,000 - £30,000 a year. Advising on equity release transactions; or. This is an incredibly exciting market and the products are extremely competitive, flexible and offer superb opportunity where appropriate. Arranging (bringing about) an execution-only sale of an equity release transaction, excluding variations to an existing equity release transaction, except where the effect is to change all or part of the equity release transaction from one interest rate to another14. Affiliates. Keep your clients safe from investment scams. You will be working for an Equity Release consultancy in a large, vibrant open-planned office. Follows Which? Associates. Retirement is a difficult time in the current economic situation due to inflation, the ending of the recession, and lower wages. But maybe you’re unsure about what qualifications might be needed, or are worried about having to go through a lengthy, time consuming process. Find an Adviser; Sheri Firmin ; Experience. Later Life Equity Release Council proposes adviser qualification review. More... - Equity Release Adviser - Home or Office Based! My financial career started in the car and finance industry, working for prestige brands such as Land Rover and Audi. Providers do have different qualifications for age and home value. An equity release adviser will explain how to maximise the value of your estate. Speak to an independent mortgage broker or financial adviser with an equity release qualification to find the best deal. Being … Get certified as a qualified mortgage adviser in your own time. As you plan ahead to your new career, the first step is getting the right credentials. Providers. That’s because, if you are claiming a number of benefits, borrowing a significant amount of money as a lump sum could take you above the eligibility limits. All of our members have agreed to abide by the Council rules and have signed up to the Statement of Principles. 4. ER1 - Equity Release (CII) chevron_up This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers. Learn more > Testimonials . Advisers. Please refer to the cookies policy to find out more. Secondly, if you are considering equity release, it’s also a good idea to speak to your Equity Release Supermarket adviser about any means-tested benefits you may be claiming as you could potentially lose them. I hold a professional qualifications in mortgage and equity release advice and have now been advising in the later life market since 2018. The course is studied in two units and you must sit a two hour multiple- choice exam in order to complete your CeRER training. It’s important to find out a bit more about the adviser, their firm and how they charge for the advice. Read more. We've found 225 advisers in your area who can offer you great advice With the correct mortgage adviser qualifications you will hit the ground running with the best possible start to your new career. You can find one at Unbiased.co.uk, VouchedFor or the Equity Release Council. As an adviser, you’ll have met customers who could benefit from using equity release for many reasons, such as paying for home improvements, or helping out their family financially. Mortgage advice qualifications . Easily apply to this job = Experience of regulated equity release. While the economy is repairing itself, many families in retirement or about to retire do not have enough savings to last until death. Our latest Adviser Barometer survey shows that the overall picture is one of resilience, pragmatism and above all, a willingness to adapt working patterns as and when necessary . Age Partnership 3.3. Our goal is to provide bespoke advice on your situation in order to benefit you. 1421A When considering an equity release plan we recommend customers talk to a specialist member of the Equity Release Council. To find out more about Sue’s journey to becoming an equity release adviser and her first year in the industry, continue reading, below. Leeds. Some will allow you to not include a partner of non-qualifying age on the application if they are also not present on the deeds. Equity Release Advisor £20,000 - £30,000 - OTE £55,000 - £60,000 Cardiff Enjoy first rate … and have at least 12 months mortgage or equity release placement experience. Become an accredited adviser. We use cookies on all our websites to gather anonymous data to improve your experience of our websites and serve relevant ads that may be of interest to you. It can affect your benefits. Advise Wise — a Leeds-based equity release research and comparison site — has launched a sourcing tool to provide advisers with full market access to live rates from equity release lenders. I have been working in financial services since 2005 gaining a wealth of knowledge and experience in providing advice for mortgages and latterly equity release. An experienced equity release adviser can save many £1,000’s over the longer term and can be worth their weight in gold. J2 Recruitment is helping a Greater Manchester based firm find an Equity Release Adviser. Moneyfacts Awarded 'Best Equity Release Adviser 2019' We are independent and can offer advice on every product provider. research into adviser qualifications 26 September 2016 Equity release; New equity release qualification will not solve advice issue, specialist warns. Independent equity release adviser CeMAP & CeRER. Equity release qualifications Understanding your options Being qualified to advise on equity release could not only benefit your clients – it could add a new dimension to your business too. We’ve had several reports of fraudsters using bonds and ISA products to target people looking for a better return on their money. At JWA we are currently seeking as Equity Release Adviser to join a growing and highly reputable financial services company in the North West. The best way to find an equity release adviser is to ask friends and family for a recommendation. The sales role comes with a salary of £25k to £30k DOE, with the chance to increase that to £45k with commission. Find out more and sign up for our industry-leading professional qualification today. Declining an equity release application does not mean another company will refuse to work with you, providing you meet their qualifications. Take your time in deciding, not only on which equity release provider to place your business with, but also the equity release adviser with whom to process this transaction. All advisers recommending equity release schemes must have a specialist qualification. Read more. All equity release plans must be taken out through advisers who have a specialist qualification. 17 Nov 2020. The Council is asking trade bodies and industry partners to review the current qualification structures for equity release. I consent to being contacted by my chosen Fairstone adviser, or a member of the company's support staff, using the contact details provided * Great news! The regulator's planned overhaul of adviser equity release qualifications will not solve the market's main problem of ad hoc advice, an equity release specialist has said. Having cash rather than a property can affect the benefits you're entitled to, for example pension credit, universal credit and others. If you’re an adviser, browse our help and support content to assist your clients with their queries. Tag Archives: Independent Adviser Which Equity Release Company offers Maximum Equity Release from your Home? Being … Our Client is an award-winning Brokerage who offer unrivalled career progression opportunities with an abundance additional benefits within a Modern fun office environment. My background. Lifetime mortgages, which make up 99% of the equity release market1, are an advised only product. Multiple- choice exam in order to complete your CeRER training exciting market and the products are extremely competitive flexible... Which equity release adviser will explain how to maximise the value of your estate are! Using bonds and ISA products to target people looking for a recommendation adviser will explain how maximise! To last until death the recession, and lower wages, working for an equity adviser. 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