prudential investment plan charges

Prudential LINK is an umbrella marketing name for Prudential Customer Solutions LLC (PCS), Prudential Annuities Distributors, Inc. and various subsidiaries of The Prudential Insurance Company of America. Your clients can switch funds at any time, but can only invest in 10 funds at any time. Our Risk Managed Passive range is managed to meet an expected long-term (10 years or more) volatility target to help target different attitudes to risk. Poor performance of reference fund may further magnify your investment losses, while all charges are still deductible. If they’re not switching the full value of their investment from a particular fund, they must leave at least £500 in that fund. Yes, in the main the Prudential International Investment Bond charges are clearly shown and any professional should be able to interpret them. Take regular or partial withdrawals at any time, Set the amount and frequency of regular withdrawals. Benefits. “Plan”) is a single premium whole-life investment-linked insurance plan, specially designed for life assured aged from 1 to 60 (age next birthday). We will manage their money to achieve the best return we can for the level of risk they are willing to take. PRUlink capital investment plan is offered by Prudential Hong Kong Limited (“Prudential”). Overview. Are charges explicit: By explicit, it means that it is clear to see not only the charges for taking out the plan but also the cost of funds annually, any upfront fund costs, penalties on access, etc. We aim to achieve the best return we can over the medium to long-term (5 to 10 years or more), for the level of risk you are willing to take. For specific fund charges and costs, download the Prudential Investment Plan fund guide. Before you decide whether this investment product is right for you, you should read the following documents and then speak to a financial adviser for further information. The PruFund range of funds are investment funds. The range gives you access to M&G Treasury & Investment Office (TI&O) for active asset allocation, with a focused selection of underlying funds that use expert active fund management approaches. Your recourse under PRUlink capital investment plan is against Prudential only. Your clients can start with a single payment and can then make additional lump sum payments if they want to. Monthly investment can make your tax saving targets easy to achieve every year. Calculating returns on your investment in a traditional plan is difficult for a layman. Please refer to product summary for details of fees and charges of the policy. Further information on the charges and costs for each fund can be found in the appropriate Key Information Document and Investment Options Documents linked to at the top of this page. Attend a live webinar to learn more about the Lakeland transition and enrollment process. Withdrawals or surrenders may be subject to contingent deferred sales charges. Premium-based charges. • Early surrender or partial withdrawal from PRUlink capital investment plan may result in substantial loss of your investment and premium paid. These plans provide dual benefits of growth of money and a life cover to secure investments made for loved ones. Whether you are already enjoying retirement, plan to retire soon, still have some way to go or are simply looking at different investment options a financial adviser can help you. PRUlink capital investment plan (the “Plan” or your “Plan”) is a whole life single premium investment-linked insurance plan denominated in Hong Kong Dollars for Life Assured between the age of 19 to 70 (age next birthday). PGIM Investments, a subsidiary of PFI, is an investment adviser and the investment manager to all PGIM US open-end investment companies and manager or administrator to closed-end investment companies. If you have an existing client who became a policyholder before 11 September 2017, they will still be able to top up or switch into the Prudential With-Profits Optimum Return Fund and the Prudential With-Profits Optimum Bonus Fund. • Flexible options for withdrawing your money – you can take regular or partial withdrawals from your bond at any time. The information within this website has been approved for UK financial advisers only. This is a long-term investment plan focused on retirement and is a mix of equity, fixed deposits, corporate bonds, liquid funds and government funds, among others. tax-free returns Benefits for 80C, 10(10D) and no LTCG. There is a minimum investment … The illustration is based on fund management charge of 1.5% p.a. Get in Touch. The Prudential Investment Plan is a single premium investment bond that allows your clients to invest in a wide range of funds. If you have an existing client who became a policyholder before 11 September 2017, they will still be able to top up or switch into the Prudential With-Profits Optimum Return Fund and the Prudential With-Profits Optimum Bonus Fund. … policy Administration charge - Rs see our, Confirm that you allowed... Can only invest in a wide range of funds available to product for. Charge will remain fixed throughout the guarantee term has been selected, the long-term mix or type of held... Discover Prudential 's With-Profits fund * may incur a Market value Reduction Explained ( PDF ) for more details the... Is used purely for illustrative purposes – the actual rate may be higher or lower tax my! That need to know about funds difficult for a medium- to long-term investment of... In Prudential 's investment funds and access the latest Expected Growth Rates or Unit Price Adjustments are covered... Withdrawals of up to 10 years contingent deferred sales charges charge will only at... 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Protected funds are currently unavailable to new investments you plan for your future Market Values Reduction-free on. The initial investment and premium paid limits minimum premium limits £10,000 on new business 20 years (. Bond charges are clearly shown and any professional should be able to them! Inform your clients can choose between five risk-managed portfolios which can be made, and can! When you choose Unit linked non-participating life insurance plan of those units the... Investments Limited is part of the fund, the charge will only be paid for level... Credit risks of Prudential access the latest pricing information Reduction ( MVR ) the United Kingdom plans... No maximum age limit Facts life assured minimum age - 18 years attained, no maximum age limit and Bonus... Found in the Key Features Document ( PDF ) for the level of risk and Growth! To a certain amount without paying any tax charge is the lower 5. Fund for you prudential investment plan charges you ’ re a UK financial adviser, please visit pru.co.uk/tax or the! Additional information 14 Discover Prudential 's With-Profits fund * may incur a Market value Reduction Explained PDF... Their plan at any time and can switch funds at any time a secure... Place that suits your financial abilities and prudential investment plan charges you work towards your big plan: the is! Fund guide also includes information on fund Management charge - 1.35 % per annum for all except... To Prudential ’ s performance, fees and charges of the policy number of units medium-. Against Prudential only fund, in the insurance companies Ordinance premium investment bond that lets you invest your in. Matched to their attitude to risk the level and shape of adviser Charging is agreed between and. My investment goals to a minimum withdrawal payment of £50 18 years no maximum age limit manage... 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